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Finance Now Rates and Fees | Finance Now NZ Home About Us FAQs Contact Us Retailer Login   Apply online for a personal loan or undeniability us on 0800 299 399 Personal Finance Loan CalculatorPersonal Loans Secured Personal LoansUnsecured Personal LoansCredit CriteriaPolicy Documents Debt ConsolidationHolidayHome ImprovementLife EventsMarinePayment Protection Insurance (PPI)Policy DocumentsPersonal Loan Rates and Fees Car Finance Loan CalculatorCar ownership tipsPolicy DocumentsCar Loan Rates and Fees Retail Finance Loan CalculatorList of RetailersMonthly SpecialsTxt XpressConsumer Protection Insurance (CPI)Policy DocumentsRetail Finance Rates and FeesMerchantryFinance Loan CalculatorBusiness Products RentalsLoansMerchantryFinance RetailersKey Person Payment Protection (KPPP)Policy DocumentsBusiness Finance Rates and Fees eMoneyActivate Finance Now Card Finance Now CardFinance Now Card FAQs Contact Us Contact UsHow to get in touch with usStore finder   Retailer Login   Search Apply online for a personal loan or undeniability us on 0800 299 399 Personal FinanceCar FinanceRetail FinanceActivate Card Finance Now Rates and FeesFinance Now provides a range of products both directly to you and via a range of retailers and motor vehicle dealers based throughout New Zealand.The rates and fees provided vary based on the type of merchantry providing the loan and moreover on the promotion that the various businesses segregate to utilise.These types of finance are all provided through a Secured or Unsecured Loan Agreement and can be provided by:1.   Personal Loans2.   Retail Finance3.   Motor Vehicle Dealer Loans4.  MerchantryFinance Personal Loans – These are loans provided by Finance Now for a variety of options such as Debt Consolidation, Holidays, Car Repairs, Home Renovation’s or any legal purpose you may require.Retail Finance – Retail Finance is a finance option from Finance Now provided by a retailer that sells Chattel goods or provides Chattel related services. These can range from Electronics, Computers through to Furniture and plane Tyres.Motor Vehicle Dealer Loans – These are loans provided by a Licenced Motor Vehicle Dealer through Finance Now as an option finance to purchase a vehicle and / or accessories.Business Finance -MerchantryFinance products are finance options provided by B2B retailers to squire businesses and other commercial entities obtain capital. These can range small Point of Sale equipment to larger industrial machinery.Secured/Unsecured Loan Agreement & Disclosure Statement ExampleWhen you take out a Secured/Unsecured loan with us, you will receive an Agreement that discloses all your loan details. Please download our example and familiarise yourself with the content to understand your rights and obligations.   Loans Personal LoansSecured LoansUnsecured LoansDebt Consolidation LoansMarine LoansHome Improvement LoansHoliday LoansPayment Protection Insurance (PPI)Apply for a Personal Loan Car Loans Car ownership tips Other Loans Home LoansRural Lending Retail Finance List of Finance Now RetailersConsumer Protection Insurance (CPI)Apply for Retail store pre-approval Insurance Payment Protection Insurance (PPI)Consumer Protection Insurance (CPI)Business Finance Key Person Payment Protection (KPPP)Life InsuranceFSF Insurance Guide Self Service eMoney - Manage your finances 24/7Txt Xpress - Fast pre-approval by mobile Finance Now Card Activate my cardFinance Now Card FAQsMerchantryFinanceMerchantryRental ProductsBusiness Loan ProductsDeferredMerchantryRental ProductsDeferredMerchantryLoan ProductsList ofMerchantryFinance RetailersApply forMerchantryFinance About us Contact usTestimonialsOur ValuesIn the CommunityCompetition WinnersTV ads Loan Calculators Personal Loan CalculatorRetail Store Loan CalculatorBusiness Finance Loan CalculatorRates and Fees Understanding your rights Terms & Conditions BookletBusinesss Finance Terms & ConditionsQFE Disclosure StatementResponsible Lending GuidePrivacy PoliciesComprehensive reportingBanking OmbudsmenUseful linksFAQsRates and FeesSecured Loan Agreement Disclosure StatementFSF Insurance Guide   © Finance Now Limited . FINANCE NOW, the Finance Now logo, FINANCE NOW MONEY YOUR WAY, MONEY YOUR WAY, QIK and the QIK logo are all registered trade marks of Finance Now Limited. All rights reserved.